The terms, “creativity” and “innovation” are frequently used interchangeably in organizations. It is important to understand the dissimilarity. Creativity is “the use of thoughts or original ideas to create something. Creativity is a unique characteristic of the human race whereas Innovation is “the action or process of making changes in something established, especially by introducing new methods, ideas, or products“. Of all the creatures traveling this planet, only humans have the ability of conceptual thinking and creativity. Creativity plays a very important role in the development of our society and of our living standard. New innovations craft our lives easier, permit us to do things that we could not do before.
The main difference between creativity and innovation is that the quality of thinking new ideas and putting them into reality is creativity. The act of executing the creative ideas into exercise is innovation. Creativity can never be calculated, but Innovation can be calculated. Creativity does not involve money. On the other hand, innovation requires money.
How one can we be creative – by asking questions, drawing conclusions, experimenting & exploring new ideas and widening the areas of thinking, whereas For being innovative, a person must have the ability to take risks, experimenting, asking questions and observing things.
Creativity goes hand in hand with innovation. And there is no innovation without creativity. While creativity is the ability to produce new and unique ideas, innovation is the execution of that creativity – that’s the introduction of a new idea, solution, process, or product. Creativity is the driving force behind innovation.
Creativity is the generation of new idea and innovation is converting the creative ideas into the desired action.
रायपुर कलेक्टर ओपी चौधरी का इस्तीफा मंजूर!
भारत सरकार ने रायपुर कलेक्टर ओपी चौधरी का इस्तीफा मंजूर कर लिया है। पता चला है, प्रधानमंत्री सचिवालय ने कल देर शाम इस्तीफे की स्वीकृति पर मुहर लगा दी।
ज्ञातव्य है, 16 अगस्त को अपना इस्तीफा मुख्य सचिव अजय सिंह को सौंप दिया था। सीएम की अनुशंसा के बाद 17 अगस्त को उन्होंने केंद्रीय कार्मिक मंत्रालय को ओपी का इस्तीफा भेज दिया था।
ओपी 2005 बैच के आईएएस थे। वे रायगढ़ के बायंग गांव के रहने वाले हैं। खरसिया से उन्हें कांग्रेस के उमेश पटेल के खिलाफ विधानसभा चुनाव में उतारने की भाजपा की योजना है। जब वह दंतेवाड़ा के कलेक्टर थे तो उन्होंने अपने कार्यकाल में दंतेवाड़ा को एजुकेशन सिटी के तौर पर पहचान दिलाई | उन्हें पब्लिक एडमिनिस्ट्रेशन में बेहतरीन काम के लिए प्राइम मिनिस्टर अवॉर्ड भी मिल चुका है | इसके अलावा वह रायपुर में नालंदा परिसर तैयार करवा चुके हैं | ये राज्य का पहला लर्निंग सेंटर है, जो 24 घंटे चलता है |
8 साल की उम्र में चौधरी के पिता का निधन हो गया था। ऐसे में मां ने मेहनत करके उन्हें पढ़ाया। इसी वजह से 12वीं में ही उन्होंने आईएएस बनने का फैसला ले लिया था। पीईटी में चयन होने के बावजूद उसे छोड़ दिया क्योंकि वह खुद को जिलाधिकारी के तौर पर ही देखना चाहते थे। 23 साल की उम्र में आईएएस अधिकारी बनने और इतनी बड़ी सफलता के बावजूद वो हमेशा अपनी जमीन से जुड़े रहते हैं। इस संबंध में जब उनसे पूछा गया था तो उन्होंने कहा, ‘जैसे ही आप बड़े ओहदे पर आते हैं, आपकी जिम्मेदारी बढ़ जाती है। ऐसे में आपकी परवरिश और संस्कार ही आपको जमीनी हकीकत से जोड़े रखती है। आज जमीनी हकीकत के जितने नजदीक होते हैं, उतने ही उसपर खरे उतरते हैं।’
PayPal India – The one account to shop
PayPal is the one account to shop and sell locally and internationally
Over 19 million businesses globally accept PayPal. PayPal, the safer, easier way to get paid is now Now in India.
Joining PayPal is just the beginning, and the benefits far outweigh any fees charged to eBay sellers. There’s no charge to the buyer to pay for an online purchase — or to send money to anyone.
You have several ways to fund the money you send to another party through PayPal:
Sending money this way means the money is immediately credited to the recipient’s account. That person can then instantly transfer the money to his or her personal bank account. If you want to send a transfer, you must have a credit or debit card registered with PayPal as a backup for your funds. It’s just like writing a secure check — without exposing any of your personal information.
Benefits of PayPal in India:-
The benefit is that you can receive money from abroad. Fora small fee of 5%. The senders don’t have to give information about tax details company information which is necessary for WU and other such services to send money.
- All a sender need is your email id and all you need is a working and verified bank account.
- International & Multi-currency payments can be accepted.
Accept and send funds…integrate into your website or app.
- Withdraw your funds to the linked bank within 3 to 7 days.
- Still, best choice if you have to deal in foreign currencies like USD.
3.If you dealing in Indian rupee only then, there is no need to use PayPal.
Paypal working is different from other countries in India, you can receive your overseas payments but there are hassles in sending payments.
You cannot hold the payment in your PayPal account, payments you get will be without human intervention withdrawn to your bank account on daily basis.
Because of RBI regulations working of PayPal is different from other countries.
As of April 2018, you can send & receive payments in INR and supported international currencies via PayPal in India.
Sending payments for purchasing goods & services internationally is possible using cards issued in India. To receive payments you need to link an Indian bank account.
You can receive domestic INR payments in India from Indian PayPal users (all account types), and from cards (Premier/Business accounts only). Service charges are 2.5% + ₹3 + GST @18% (on charges) until Jan 2020.
You can receive international payments in supported international currencies from PayPal users (all account types), and cards & bank accounts (Premier/Business accounts only). Service charges are 4.4% + $0.30 + GST @18% (on charges). Additionally, currency conversion @3.5% on balance after service charges will also be levied by the banks.
As per RBI directive, all money received in your PayPal wallet is auto-swept into your bank account by the end of the day. So the funds reflect in your bank account within 24–48 hours of the payment transaction.
SOURCE: PAYPAL ARTICLES AND NEWS
Facebook Cancelled 583 million fake accounts
Facebook is a networking site which connects peoples from the different part of the world, making the earth a global village. Facebook recently has canceled 583 million fake accounts in the first three months of 2018. According to the “community standards” reports which say that Facebook has taken such a step only on those posts and accounts which are faked. Facebook asserted to detect almost 100 % of spam and have removed 837 million posts assimilated to spam over the same period.
Artificial intelligence (AI) had helped facebook on 3.4 million posts containing graphic violence, nearly three times more than it had in the last months of 2017. Artificial intelligence can easily detect the fake accounts or spams and removes it. With the help of artificial intelligence, Facebook has identified 98.5% of the fake account and removed it. Facebook took action against 2.5 million of hate speech content during the period, a 56% increase over October-December. Hate speech is speech that attacks a person or group of a person on the basis of attributes such as Sexual comment, gender, religion, disability etc. Only 38% had been detected through Facebook’s efforts, the rest were reported by the users, said by the company. The company further said that after passing through the authentication process, political parties will now be able to make their campaign on Facebook.
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